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Overhead Business Expenses

Business overhead expense insurance is a type of supplemental disability insurance that protects your practice in the case of disability or other unforeseen events. If you are in solo practice, this type of insurance is especially important to have. If you are in solo practice, this type of insurance is especially important to have. If you were injured or became ill tomorrow, how would your practice survive? Without a number of fellow physicians or employees to cover you, your patients may not be able to be seen, leading to a loss of income. Without a steady flow of income into your practice, the cost of business overhead expenses could quickly overwhelm you, and even lead to business failure.Business overhead expenses insurance covers the cost of running your business when you can’t be there.

This type of policy provides cash for things like payroll, your rent or mortgage, and even the electric bill. If you’re suddenly unable to generate any income due to injury or illness, business overhead expenses insurance is a great short-term solution for shorter term absences from your practice. Keep in mind that it’s also crucial to have disability insurance to protect yourself in the event of a long-term illness or permanently disabling accident.

To learn more about doctor credentialing, insurance, coding, outsourcing, and everything you need to establish a successful healthcare practice, follow all of Sherlock Doc’s adventures on the DoctorsBusinessNetwork.com or Doctors Business Channel on YouTube!.

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